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Risk disclosure

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when trading CFDs with Credit Financier Invest (CFI) Ltd. You should consider whether you understand how CFDs work and whether you can afford to take the risk of losing your money. 

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Credit Financier Invest (CFI) is a global forex and CFD brokerage with a mission to deliver innovative and competitive trading services to everyone. It offers more than 13,000 assets for trading on the MT4, MT5, and cTrader platforms. Tight spreads with zero commissions, speedy executions, expert analysis, and quality support are some of the perks enjoyed by CFI clients. The broker has won multiple industry awards for its excellent services.

CFI Financial Group Holding Limited is the parent company that owns the brokerage name CFI. Founded in 1998, CFI has grown to become a global brand. Its headquarters is in Larnaca, Cyprus but has other subsidiaries in London, Amman, Beirut, Dubai, Port Louis, Ebene, Mahé, and Port Villa.

Overall Rating 8

CFI Pros and ConsThe broker provides access to trade over 13,000 assets which include forex, indices, Cryptocurrencies, stocks, commodities, and ETFs. Spread betting is available to UK clients. Clients can also choose to buy and own stocks instead of speculating via CFDs. When compared with other brokers, CFI offers low spreads, minimum opening balance, and unrestricted support.

  • • Regulated by the FCA in the UK, CySEC in Cyprus, JSC in Jordan, DFSA in Dubai, BDL in Lebanon, FSC Mauritius, VFSC Vanuatu, and FSA Seychelles.
  • • Offers 3 professional platforms: MT4, MT5, and cTrader.
  • • Market news, trading ideas, and analytics are provided by analysts.
  • • Trading signals are powered by Trading Central and Signal centre.
  • • 24/7 client support desk.
  • • The demo account expires in 30 days.
  • • Withdrawal fees are not covered by the broker.
  • • Dormancy fees are charged on inactive accounts.


Generally, CFI charges are low. There are no commissions on stocks and ETFs

For stocks and ETFs CFDs, there are no commissions, only spread charges apply. But for buying US equity stocks and ETFs, the charges start from $0.005 per share with a minimum of $1.

Forex spreads start from 0.6 pips on the zero commissions account and 0.0 pips on the Dynamic trader account.

Withdrawal fees depend on the method used. Card withdrawals are charged at 4% while online withdrawals attract 3-4% charges.

Dormant accounts are charged $100 per quarter. An account is classified as dormant if there is no activity from January to December.

Account Opening

Account opening is fast and easy


Visit the CFI website that applies to your regulatory jurisdiction and click on ‘Trade now’. The account opening form displays.

You are prompted to provide your personal details such as name, address, date of birth, email, etc. Next, you will state your occupation, source of funds, experience, etc, and answer questions to prove your trading knowledge. Finally, you are required to provide KYC documents before the account is activated.

Clients from the USA, Sudan Syria, the Republic of Korea, and Belgium are not allowed to open CFI accounts.

What is the minimum deposit at CFI?

CFI has no minimum deposits on all account types.

Account types

Generally, CFI offers 2 account types which are charged based on spreads or commissions. The maximum leverage is 1:400 for UK professional clients and 1:500 for international clients. Below are the account types:



Zero commission account: For international clients, the spreads range between 0.6 and 1.5 pips with no commissions. For UK clients, it is known as the ‘all-inclusive account’, and spreads start from 1.6 pips on the EURUSD pair.

Dynamic trader account: The spread starts from 0.0 pips for the benchmark EURUSD pair but commissions apply. Forex trades are charged at $3 per side per lot. Commissions do not apply to CFDs in stocks and ETFs as they are charged from the spreads.

Premium account: This account is the UK version of the Dynamic trader account. Spreads starts from 0.0 pips and commissions are negotiable.

Spread betting account: This account is only available for UK clients and is only supported on the MT5 platform. The spread ranges from 0.6 -1.8 pips for the EURUSD forex pair.

Islamic accounts: Clients can request for swap-free Islamic accounts.

Demo accounts: This is a practice account available to all interested clients. It is available on the MT5 trading platform and is preloaded with $50,000 in virtual funds.

Can you open an account?

Select your country of residence to see if you can open an account at CFI Financial!

Deposit and Withdrawal

Neteller, Skrill, bank transfers, and credit and debit cards are the payment options available with CFI.


There are no minimum deposits and no commissions on deposits. Withdrawal charges apply depending on the method used. CFI scores low on this aspect when compared to it competitors. The following payment options are available:

Bank wire: There are no limits to bank transfers but CFI Cyprus charges about $25 on withdrawals made in USD or EUR. It takes 2-5 working days to complete a bank transfer.

Credit/Debit cards: The major cards accepted are the ones issued by Visa and MasterCard. Card deposits are instant but withdrawals may take 2-10 working days. 4% of the transaction value is charged.

Online payments: e-wallets like Skrill and Neteller are accepted for payments. Skrill payments are charged at 4% while Neteller is charged 3% of the transaction amount. Deposits are processed within 1 hour but withdrawals below $1,000 take 24 hours while larger amounts may take up to 10 days.

Account base currencies

CFI accounts are denominated in USD, GBP, or EUR. Other top brokers allow their clients to choose an account currency while opening their accounts but CFI automatically assigns account currency to client accounts.

Trading Platform

CFI clients can trade on the MT4, MT5 and cTrader

MetaTrader 4: This is the most popular trading platform in the forex markets. Though it was launched in 2005; traders all over the world have come to accept the MT4 because of its powerful features. It supports the automation of strategies through expert advisors (EAs) or trading robots. Already, thousands of MT4 EAs and technical indicators are in use and numerous trading systems have been built for the MT4. It comes with powerful charting features including 9 timeframes, 30 technical indicators, and 24 analytical tools. It is available as WebTrader, windows desktop application, and mobile apps; android and iOS.


MT5: This platform was developed in 2010 by MetaQuotes; the same company that built the MT4. Supposedly, it was built to replace the MT4 as both platforms have a very similar user interface. Probably, due to compatibility issues, it has not been able to replace the MT4. But, it comes with more powerful features; for example, it has 21 chart timeframes, 38 indicators, 44 analytical tools, and the economic calendar. It also supports forex robots and expansion via plug-in apps and is equally available on the web, desktop, and mobile apps.

cTrader: This is a sophisticated forex and CFD trading platform developed in 2010 by “Spotware Systems Ltd”. Just like the MetaTrader platforms, it is available as WebTrader, desktop application, and mobile apps; iOS and android. The platform comes with complex charting featuring 8 chart styles, 26 timeframes, and more than 70 indicators. Traders can create chart templates and view multiple charts simultaneously. cTrader copy enables social trading while cTrader Automate supports the development of trading robots that automate trading.

Markets and Products

CFI offers over 13,000 tradable assets on its platforms. These include forex, stocks, commodities, indices, ETFs, and Cryptocurrencies. You can trade real stocks or CFDs. 


International clients can trade over 13,000 assets including 60 forex pairs, indices, commodities, exchange-traded funds (ETFs), crypto CFDs, and more than 13,000 stocks from 19 markets across Europe, Asia, and America. Clients can choose to speculate on the stocks and ETFs CFDs or buy and own its equity shares.

CFI brokerage operates various websites regulated by various authorities. UK clients can trade more than 8,500 from 21 global markets. These include forex, indices CFDs, commodities, and ETF CFDs. Spread betting is exclusively available for UK clients.

Clients from the CySEC-regulated jurisdiction can trade more than 13,000 assets including cryptocurrency CFDs.

The number of instruments available for trading is above average when compared to other competitors. For example, offers over 2,000 assets but IG clients can trade more than 17,000 assets.


Traders are supported with market news, quality analytics and signals from Trading Central and Signal centre


New and market insights


Market news and trade idea are regularly presented on the website by its in-house analysts. It covers a wide variety of financial markets’ assets.

Economic Calendar

This calendar shows the dates and times of important economic events that have a history of making impacts on the forex markets. Clicking on each event displays the detailed analysis, charts, and history of the impacts on the markets.

Trading central

This is a popular fintech company that provides updated analytics, in-depth research, trading signals, market news, etc on a wide range of financial market assets. CFI clients can subscribe to receive signals from Trading Central. 

Signal Centre

CFI clients can also subscribe to trading signals powered by Signals Center; a service that provides technical analysis, research, and trading signals on forex, indices, hard commodities, and Bitcoin.

Customer Service

CFI client support desk is ready to help any day and anytime 24/7. They can be reached via email, phone, and chat.

The CFI financial support team has already prepared a Frequently Asked Questions (FAQs) page where most questions posed by enquirers and beginner traders are answered. Further assistance is available through email, phone support and web chat. On social media, they are on social media, Instagram, LinkedIn, Twitter and YouTube.


Newbies are provided numerous training articles, videos and a glossary. Also, Webinars are frequently scheduled on CFI’s website.


Webinars are regularly presented by CFD experts. The topics vary but are mainly educational. Most times, there are more than 10 upcoming webinars scheduled and the language of instruction includes English, French, Arabic and Portuguese.

Educational articles

CFI has more than 60 educational articles for beginners up to advanced level. The articles are grouped into the following categories:

  • Understanding financial markets
  • How to trade
  • Financial products
  • Technical and fundamental analysis
  • Risk management.

The articles are comprehensive and contain lots of images.

Education videos: These are a set of video lessons grouped into beginners and advanced.

Glossary: FBI has a glossary where forex and CFD trading terms are defined in details. There are over 75 trading terms.


CFI is regulated in multiple jurisdictions across the world.

Is CFI regulated?

Yes, it is regulated by several regulatory authorities including Tier1 regulators. Below is the regulatory information of the brokerage:

  • Credit Financier Invest Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the UK.
  • Credit Financier Invest (CFI) Ltd is regulated by the Cyprus Securities and Exchange Commission (CySEC).
  • Credit Financial Invest for Financial Brokerage Ltd is regulated by the Jordan Securities Commission (JSC)
  • Credit Financier Invest SAL is licensed and authorized by the BDL in Lebanon.
  • Credit Financier Invest (DIFC) Ltd is regulated by the Dubai Financial Services Authority (DFSA)
  • CFI International Ltd is regulated by the Financial Services Commission (FSC) in Mauritius.
  • Credit Financier Invest (International) Ltd is regulated by the Vanuatu Financial Services Commission (VFSC) in Vanuatu.
  • Credit Financier Invest International Ltd is regulated by the Financial Services Authority (FSA) in Seychelles.

London – UK

Credit Financier Invest Limited – CFI UK

Authorized and regulated by the Financial Conduct Authority (FCA) the United Kingdom – FRN 828955. Company Registration Number 11634673.
Head Office: 16 Berkeley St, London W1J 8DZ, United Kingdom
T: +44 (0)20 3907 4131 |

Dubai – United Arab Emirates

Credit Financier Invest (DIFC) Limited

Regulated by the DFSA under license number F00393333.
Head Office: C1001, Level 10, Burj Daman Office Tower, DIFC, Dubai
T: +971 4 770 6717 |

Larnaca – Cyprus

Credit Financier Invest (CFI) Limited.

Regulated by the Cyprus Securities and Exchange Commission license no. 179/12.
Head Office: Gregori Afxentiou 10, Livadiotis Court 5, 6023, Larnaca, Cyprus.
T: +357 24 400270 |

Amman – Jordan

Credit Financial Invest for Financial Brokerage LTD

Regulated by CCD License number (49631), Licensed and Regulated by JSC
Head Office: Al Rabieh Towers, Abdullah Ben Rawahah St., Building No. 4, 3rd Floor, Al Rabieh, P.O.Box 17545, Postal Code 11195, Amman – Jordan | Branch Offices : Zarqa, Irbid, Aqaba
T: +962 6 554 8844 |

Beirut – Lebanon

Credit Financier Invest SAL

Licensed and authorized by BDL no. 40
G20 Tower, 11th floor, Tahweeta High Way, Beirut – Lebanon
T: +961 1 333 525 |

Port Louis – Republic Of Mauritius

CFI International Ltd

Regulated by the Financial Services Commission under registration no. C118023104
The Catalyst, Silicon Avenue, 40 Cybercity, 72201 Ebene, Grand Floor, Republic of Mauritius.
T: +2304608266 |

Port Vila – Vanuatu

Credit Financier Invest (International) Limited

Regulated by the Vanuatu Financial Services Commission under registration no. 700479
Govant Building, BP 1276, Port Vila, Vanuatu.
T: +678 24404 |

Victoria, Mahe – Seychelles

Credit Financier Invest International Limited

Regulated by the Financial Services Authority under registration no. 8429664-2
Office: No11, ABIS Centre Providence Estate, Mahe, Seychelles
T: +248 437 3745 |


Is CFI safe?

CFI Group asserts that it has over 24 years of experience in the industry. It has invested in technology, business expansions to several countries, and a huge clientele. So, CFI is a reliable and safe brokerage. The articles are comprehensive and contain lots of images.

How you are protected?

CFI has asserted that it regularly upgrades its hardware and software infrastructure to provide optimum services to its clients. Secured socked technology has been implemented on its websites and platforms to ensure that client important details such as credit card info are encoded before transmission to the servers. So, even if a cybercriminal intercepts a client’s data during transmission, it will be encoded; thereby making it useless to him.

In compliance with regulatory authorities, all clients’ funds are maintained in segregated accounts. So, they are only used to fund trade positions and not for brokerage running expenses.

By its membership in the Financial Services Compensation Scheme (FSCS), clients from the UK are qualified for compensation if CFI becomes insolvent. The maximum payment is £85,000. In the same vein, the European clients may receive up to €20,000 from the Investor Compensation Fund (ICF) for Cyprus Investment Firms; of which CFI is a member.

Bottom Line

CFI is a brokerage that associates itself with excellence, which is why its brand ambassador is Pep Guardiola; the football legend who was a player and is now a top-rated manager. With powerful trading platforms, multiple regulations, and low trading fees, CFI has positioned itself to excel. Traders have a lot of choices when it comes to tradable assets. You can choose forex trading, spread betting, CFDs, and even buy ownership equities of company stocks.

However, the brokerage offers no proprietary platforms. It has also not done much for investors as there are no managed accounts or social trading except the trader chooses to subscribe to the social trading available on the platforms; MetaTrader signals or cTrader copy.

CFI is a genuine broker that has been around long enough to convince anyone that the brokerage is on its way to the top.

CFI Financials is a leading online broker that offers CFD trading on a wide range of financial instruments, including forex, stocks, commodities, and indices. The company is headquartered in the United Kingdom and is regulated by the Financial Conduct Authority (FCA). CFI Financials offers a range of trading platforms, including the popular MetaTrader 4 platform, as well as educational resources and customer support to help traders make informed decisions and improve their skills. The company is known for its user-friendly trading platform and excellent customer service, and is committed to providing transparent and fair trading conditions to its clients.

The company offers a range of trading instruments, including currency pairs, stocks, commodities, and indices, through its online trading platform. CFI Financials also offers a range of account types, including standard, ECN, and VIP accounts, each with its own set of features and benefits. In addition to its online trading services, CFI Financials also provides educational resources, such as trading guides and webinars, to help traders improve their skills and knowledge. The company has a strong reputation in the industry and is known for its commitment to customer satisfaction and service.

CFI Financial
CFI Financial

Trading foreign exchange on margin carries a HIGH LEVEL OF RISK, and may not be suitable for all investors. Before deciding to trade foreign exchange you should carefully consider your investment objectives, level of experience, and risk appetite. You could sustain a loss of some or all of your initial investment and should not invest money that you cannot afford to lose.

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